Houston, Clear Lake, NASA, and League City real estate and homes for sale in Texas - Sandra Head, REALTOR® Sandra Head REALTOR(r) for Houston, Clear Lake, NASA, and League City, Texas real estate - NUMBER1EXPERT™ Sandra Head NUMBER1EXPERT(tm) for Houston, Clear Lake, NASA, and League City, Texas real estate
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Sandra Head, REALTORŪ, real estate agent and broker for Houston, Clear Lake, NASA, and League City Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me at 1-713-253-9944.


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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Why Buyers Choose Me: Houston, Clear Lake, NASA, and League City Texas home buying, real estate listings, and homes for sale in Harris County, TX
Welcome > For Buyers > Why Buyers Choose Me ...


Buying a Home Requires Many Difficult Decisions. Make Sure Your REALTORŪ is a Top Local Expert. 

Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like. 

As a top Houston, Clear Lake, NASA, and League City area REALTORŪ, here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the Houston, Clear Lake, NASA, and League City market, even listings not yet on the MLS, through my professional Texas real estate affiliations. 

- My expert local knowledge of the Houston, Clear Lake, NASA, and League City area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- Every local real estate market absolutely has its own trends and opportunities. This can vary greatly, even one neighborhood to the next. Houston, Clear Lake, NASA, and League City is no different! It's my job to steer you into opportunities and out of traps. 

- What is the true market value of the home you are interested in? Is it priced too high? Is it a bargain that you should jump on? I help home buyers make decisions like this every day, and I'll make sure that YOU get the best value for your money. 

- Negotiating with sellers can be stressful. I will help you negotiate, so that the final contract includes your best possible terms and conditions. 

- You should know absolutely everything about the property you are buying! You and I will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you. 

- Have confidence when signing documents. Contracts are full of complicated terms and clauses that can greatly affect your future life in your new home. I will give you the full benefit of my real estate knowledge and experience. 

Let me represent your best interests in your search for a new home in the Houston, Clear Lake, NASA, and League City area. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! 

Ask me any question about buying a home in Houston, Clear Lake, NASA, and League City. It's my job to help you! There's no obligation, and I promise to respond quickly... 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
What three things are necessary in order to purchase a home?

A 
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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Sandra Head, REALTORŪ, real estate agent and broker for Houston, Clear Lake, NASA, and League City Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Sandra Head
RE/MAX Space Center

1150 Clearlake City Blvd. Suite 100
Houston, TX. 77062
Contact: 1-281-488-1212
Office: 1-281-204-1066
Cell: 1-713-253-9944
Email: sandrahead@NUMBER1EXPERT.com

With more than 30 years in Real Estate, Sandra Head has represented both Buyers and Sellers specializing in New/Resale Homes, Preferred Builders, and Master Planned Communities/Golf/Waterfront for the Houston, Clear Lake/NASA/Bay Area, League City and South Shore Harbour.

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