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All agents are NOT alike! Find out why I am a top real estate expert. Call me at 1-713-253-9944.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Outstanding And Dedicated
"Sandra spent a lot of time reviewing properties that met our requirements before showing us homes all over the area."
Angela & Derrick Hart, transferred from Austin, TX
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 Compare three mortgages at one time.
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Welcome!
I'm Sandra Head, Broker Associate, with RE/MAX Space Center America's NUMBER1EXPERT for Houston, NASA/Bay Area, League City and South Shore Harbour real estate. Serving the entire Clear Lake area...
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The Clear Lake Area is where you can enjoy the best of both worlds? Only 30 minutes to the big city life in downtown Houston while the beautiful, relaxing lifestyle of the Clear Lake Area is in your backyard! Our location provides easy access to tropical beaches - just 45 minutes away - we are bordered on the east by Galveston Bay, and home to NASA's Johnson Space Center. Whether you are relocating as a corporate transferee, retirement or just need more room, I am prepared to make your move smooth, comfortable, and enjoyable. As a complimentary service, I will provide you with a comprehensive relocation packet of information customized to your specific needs. Please see my town page for all the information you may need in planning your visit to our area. Today's families have different requirements. I will be glad to research your needs and obtain the information that will help you in relocating to the Clear Lake Area. I look forward to introducing you to the area I enjoy calling home. Let me be your REALTOR and I will assist you in all aspects of real estate buying or selling! Sandra Head, America's NUMBER1EXPERT in the Houston/Clear Lake Area is dedicated to giving her clients service beyond their expectations. Call or email her today!  |
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
Where is the world's largest dome?
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| A |
The Louisiana Superdome, with a diameter of 680 feet, is located in New Orleans, Louisiana. |
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- NUMBER1EXPERT™ 
