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All agents are NOT alike! Find out why I am a top real estate expert. Call me at 1-713-253-9944.
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Request My Free Relocation Package!
Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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Woman Of Integrity
"We have recommended Sandra to numerous people with my husband's company, Teledyne Brown Engineering."
Becky Soutullo, transferee from Huntsville, AL
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 Compare three mortgages at one time.
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Welcome!
I'm Sandra Head, Broker Associate, with RE/MAX Space Center America's NUMBER1EXPERT for Houston, NASA/Bay Area, League City and South Shore Harbour real estate. Serving the entire Clear Lake area...
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The Clear Lake Area is where you can enjoy the best of both worlds? Only 30 minutes to the big city life in downtown Houston while the beautiful, relaxing lifestyle of the Clear Lake Area is in your backyard! Our location provides easy access to tropical beaches - just 45 minutes away - we are bordered on the east by Galveston Bay, and home to NASA's Johnson Space Center. Whether you are relocating as a corporate transferee, retirement or just need more room, I am prepared to make your move smooth, comfortable, and enjoyable. As a complimentary service, I will provide you with a comprehensive relocation packet of information customized to your specific needs. Please see my town page for all the information you may need in planning your visit to our area. Today's families have different requirements. I will be glad to research your needs and obtain the information that will help you in relocating to the Clear Lake Area. I look forward to introducing you to the area I enjoy calling home. Let me be your REALTOR and I will assist you in all aspects of real estate buying or selling! Sandra Head, America's NUMBER1EXPERT in the Houston/Clear Lake Area is dedicated to giving her clients service beyond their expectations. Call or email her today!  |
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Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
Where is the world's largest wine cellar, and how big is it?
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| A |
A company in the center of the wine-growing district of South Africa has a cellar that covers an area of 54 acres and has a capacity of 27 million gallons. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
